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Frequently Asked Questions

Everything you need to know before getting started.

What types of insurance do you offer?

We offer a comprehensive range of insurance products including Health Insurance, Life Insurance, Supplemental Insurance, Accident Coverage, Critical Illness, Hospital Indemnity, and Medicare Guidance. We work with multiple carriers to find the right plan for you.

How much does coverage cost?

Costs vary based on your age, location, family size, income, and the plan you choose. Many of our clients qualify for significant subsidies through the ACA marketplace, which can dramatically reduce premiums. We'll find every savings available to you.

Can you help me understand my current plan?

Absolutely. We're happy to review your existing coverage, explain what's included, identify any gaps, and let you know if a better or more affordable option exists — with no obligation to switch.

Is the consultation really free?

Yes, 100% free. Our initial consultation has no cost and no obligation. We're compensated by the insurance carriers when you enroll, not by charging you fees.

Can I qualify with pre-existing conditions?

Under the ACA (Affordable Care Act), health insurance plans cannot deny coverage or charge more due to pre-existing conditions. We'll help you find ACA-compliant plans that cover your needs.

Do you help self-employed individuals?

Absolutely. Many of our clients are freelancers, contractors, and small business owners. We specialize in finding affordable individual and family plans for the self-employed, including marketplace subsidies you may qualify for.

How long does the enrollment process take?

Most clients are enrolled within a single session. Once we identify the right plan together, the enrollment process is quick and straightforward. You could have your coverage confirmed the same day.

Protect What Matters Most — Starting Today

✓ Free Consultation

✓ Bilingual Support

✓ Multiple Carriers

✓ No Hidden Fees

We Work With Companies You Can Trust

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